I'm planning on buying a LTR at the moment, likely small multifamily. markets are hard too.

I stuck to it and it has treated me well over the years.I did not start investing ( other than buying a home to live in) till many years later..

However, if you intend to work with a hard money lender or utilize a short-term loan product, you're on the clock for repayment, which can be stressful if things go sideways. 

And they essentially buy the property and then in 5 years, you refi and give them the down payment back.

I am looking to connect with investors looking to buy, or lend.

I don’t know if I should invest in the Jersey market and put maybe 20-50% down on something, make less cash flow and make more appreciation, or every two years or so maybe buy something fully cash (my own $) in the Midwest let’s say 5-10 units and make more cash flow with no debt as with the income I make I can just save and buy more, don’t necessarily need to leverage in some markets.

Investment Info:Single-family residence buy & hold investment.

To whom this may concern, I am an investor looking to buy my second property.

Investment Info:Single-family residence buy & hold investment in West Hartford.

@Shaylynn O'LearyI think I may have posted this in response to you in another thread a while back, but here goes again.If you pick a random "low cost" market like the ones you named, don't know anyone there, don't set up a network, buy random properties, and turn them over to people you've never met to manage, you will most likely lose money.