My dad and I (both with access to VA loans) are about to get into the multifam game and how we proceed is really going to depend on the true occupancy rules for the VA and our lender.

@Cynthia Lee Depends on your jurisdiction, your relationship with the tenants, and your end game plan.

Now I agree the 4 will cash flow better than one will but I also look at it from risk of 4 properties will have higher maintenance costs and lower priced properties tend not to appreciate as well as a higher value assetI am also in it for long game and managing one is easier than 4

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Out of the 50 addresses zero will probably be interested in selling so it's a numbers game before you find the one. 

On the flip side the clients I fund in my land deals are doing very very well in the foothill subdivision 50 miles or so west of the springs.. but thats the land game buy low sell high.. cant wholesale that stuff it needs to go on MLS to marketed and turn around time is generally 90 to 180 days but nice margins for my clients ..

If your game plan is to pay it off with prepaying all your money you absolutely need a HELOC however don't need to use.

Looking to upgrade my game and speed is of the essence.

If able, speak to them face-to-face at their work, your kids soccer game, church, whatever.

If I could rewind 7 years, I would’ve personally scooped up another property near downtown...prices were more forgiving back then.All that said, I’m curious..if you were getting back in the game today, would a condo with strong amenities but an unpredictable HOA top your list, or are you eyeing single-families for that full control?