Former Lifestyles trainer Steve Davis has started this and has some Dallas trainings and meetings periodically.

I've been able to get a healthy combination of both cashflow and appreciation from all my properties after a little TLC.

I've seen some pretty healthy asking prices for land where all entitlements were obtained & approved.Also, I do understand that there's a cost paid to the geotech, architect & city prior to approvals.But...

Surprisingly they have all gone up a healthy percentage since I bought.

I think this is smart to do, but you are making move for quality of life as well so make sure the town is a place you will enjoy (along with the new job) living.I've seen people use metrics to move out-of-state without really getting a feel for how much their lifestyle suits the new market.

A growing population indicates a healthy real estate market with potential for appreciation.2) Waterfront Properties: Cape Coral is a waterfront community with over 400 miles of navigable canals.

If it is, that is a healthy amount of income.Is she getting any social security?

You are not a sub2, a STR, a commercial real estate, mortgage note, private lender etc. guru / expert.Many of these gurus will sell you on a lifestyle...

Assuming the credit is healthy you may be able to go up to 85% loan to value. 

@Golan Corshidi if your W2 is providing a healthy surplus, you can be a bit more tolerant and "loose" a couple hundred bucks for a year one or two - if you are in a desirable neighborhood.1.)