They have saved the day a couple of times when the tenants started fires while attempting to cook!

That day as I looked into the mirror, I figured out where I was.

We got the bottom apartment looking decent after 2 weeks and I went back to work.After and before work I would finish the bottom apartment or work on the upstairs replacing and repairing.My plan was to take the equity we put in and use it to purchase additional properties.Unbeknownst to me one fateful day the oil company delivered oil to the house, to a boiler that was outside, a tank that was not hooked up, and a homeowner that didn’t want or order it.100 Gallons of fuel oil later and we were dealing with the DEC and contamination cleanup.The appraiser, that I was getting from the bank to explore a HELOC, came the same day as the oil spill and still appraised the house during the chaos of the morning and afternoon.The bank would not lend on the house due to the spill (which we are still cleaning up) but the appraiser did set the value at 104K.We keep dealing with the cleanup, and have been for months, and it seems to be coming along.I decided to empty my retirement in order to purchase another property while we wait for the cleanup to be finished.

At the end of the day a busy street can mean a 10-15 k lower price in my area...

My other tenant has been complaining that this dog constantly barks and keeps him up during the day as he works 3rd shift.

It seems that municipal garbage services would be intrusive big government at its worst; the thin end of a socialist wedge that would deprive the citizens of their right to choose which noisy truck lumbered up to their house on a weekly basis ;These trucks get 2 mpgA single hauler need 5 trucks full time to replace 35 independent haulersThese are the biggest and heaviest trucks in neighborhoodsProbably there are 10 garbage trip per week on any given street versus 1These mom and pop trucks are the dirtiest polluters Garbage goes out on your block just one day a week.

@Danny Day   A and D is the acquisition and development loan.. its the loan that is used to buy the land and build all the infrastructure and plat the lots...

I get my cabinets same day as they are off the shelf unfinished cabinets from HD.2.

@Mindy Jensen actually if the clock is stopped it's right twice a day. A

i.e. a free car detail once a year on Doctor Day, a free session with a work/life balance counselor, etc.).