There is also the notion of "co-insurance" which comes into play when the value for which you have insured is too low; search the forums for other threads where co-insurance is discussed by insurance pros (I'm not one of those types of pro).

And you pay no taxes on it when you pull it out.2) In terms of buy and hold exit, I keep seeing the notion that you'd take a loss if you were to sell it.

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I'll keep the North & West notion in mind as i do my due diligence.

Don't set an appointment until you have a notion that they are motivated to sell.

However, I keep feeling like there is a component missing here that I haven't heard addressed and that is the notion of what you had to put into the property. 

This notion has emerged that a loan is simply all about rate, term and website to sell.  ....not so much.  

@Laura Brun Hi and welcome to BP and welcome to the world of REI.  

It's very risky to advise a client to pursue a defense based on a notion that the statute is probably unconstitutional.What I would tell Clients, were I in a draconian jurisdiction that practiced such things, is the cost of going through the appellate process, likelihood of succeeding at the appellate stage, and a breakdown, like you said, of whether it is worth pursuing.That's my only point here.

It's simply a twist on the notion of a door hanger, but it gets more exposure, because people aren't accustomed to seeing them.