I like to know which bank in America lends with 3.5% interest rate.

Just to mention a few Bill Gates, Mark Zuckerberg, Amancio Ortega, Bloomberg and they make up 50% of Americas income.

I also have friends that own all manner of other small business that create a very nice living for them.Subway sandwich shops    Take and Bake pizza   Five Guys  Janitorial ( one buddy of mine from Napa owns a huge Janitorial concern in the north bay and just kills it.. another is in Vineyard management  with over 1000 employees he is raking 5k bucks an hour off of .. and lives in a 5 million dollar home over looking Silverado CC and he came from Mexico as a barber.. you have to love America.. 

Once I receive title do I just walk into a Bank of America branch with the title and ask how much it owes and write a check?  

I did this because I have aspirations to invest internationally in several locations in central and south America and didn't want to just talk the talk or be a wantrepreneur, rather put myself in the field and put the building blocks together myself..I am currently waiting for the CA Bureau to approve my license application so I can take the test to receive my RE license (completed the course work in Spring of 2018 while going to school full time, working part time).

Wait until you read this post first then go to the link: US Cities America is AbandoningFrom the Article, it states: "The 50 cities where the most people are moving away from can primarily be found in the Northeast, Midwest, and West Coast, particularly in states like Illinois, Michigan, Ohio, and New York.

Also, I'm working with my investor buddies in San Diego that do LOs through Little Pink Houses of America. 

I'm talking with a friend here in Japan about investments in America and am looking to build some connections through BP.

My unhappiness in my job stems from corporate america and my head is sore from banging it on my cubical wall so often.  

I don't think the market compensates you enough for "newness" vs. the extra cost and complexity of building.There was a good article on Bloomberg about this last year that's worth reading to get a sense of the bigger economic forces/trends involved in this, America Needs Small Apartment Buildings.