In some markets, you might be able to get good appreciation but low to no cash flow like in Tampa, Florida, or all the way around in cities like Indianapolis, Indiana. 

I am assuming its okay that part or all of the cash out takes care of your credit card debt.

The area is sucks but good rentals, has very little appreciation but excellent Cap RateWe made an oral agreement with the Seller and I instructed my attorney.  

This is the process of pulling some or all of the real assets being held in the plan.

Local Community Banks - River City, Republic, and United Citizens are all great.I have worked with each one of these lenders in some capacity and would recommend you check some or all of them out.

how about buying another vacation property and getting property management for part or all of the management? 

Similar to Patrick, I work weird hours (12 hour rotation shifts) so will make every effort to attend any meetups that are coming up in the future.Look forward to meeting some, or all, of you :)

HABITABILITY AND REPAIRSWarranty of HabitabilityUnder the warranty of habitability, tenants have the right to a livable, safe and sanitary apartment, a right that is implied in every written or oral residential lease.

@Steve Snyder are you seeing this in California or all over the country?  

If you are putting in multiple offers I would be prepared to provide the EM if any or all of your offers are accepted.