One of the folks in my network (Canadian) is actively buying HVAC business on the East Coast with his partner with the intention of scaling up operations and either enjoying the cash flows or selling to a bigger player. 

Most cards are 1-3% of the balance reflected as min payment on the credit bureaus but there are 5% min reporting cards that are out there.This $5,000 min monthly gets factored into your monthly Debt to income or global debt coverage ratio (DTI or GDCR) when obtaining bank financing so this strategy using credit cards might cut off your refinance exit strategy and now you may be left with only selling the property or others.Prudently planned you can get the best of both by using credit cards strategically while maintaining your credit/financial plans in order.There are a lot of credit cards that are relatively low around 7-10% interest annually (.58 - .83%monthly) with available credit limits up to 50k each and unlimited cash advance allowed with no cash advance fee's.

Be consistent in your follow up - many will say no @ first, but you want to be top of mind when their broker pisses them off or when business takes a downturn and they look for external drivers to boost their business.I've recruited about 55 agents directly and built a global org of over 2,850 agents, and this has worked well for me.

The methodology is the same, so you can really compare apples to apples across Canadian markets.

@Drew Koehn @Murali PonnaluriI am a Canadian Investor.

I am currently using Mojo Dialer but want to make the switch to Readymode as it's cheaper however I heard there might be a few issues with using Readymode in the US as it's a Canadian company?

When it comes to the US, I'll let American members answer that question as they know better since I'm Canadian.

As you start to grow, you might want to look into more professional options like Global Call Forwarding, Grasshopper, or United World Telecom.These services offer local area code numbers with a bunch of call forwarding rules like time-of-day routing/business hours, custom greeting messages, voicemail, sequential forwarding, etc.

The agents are working individually for the most part and our contacts have become unmanageable.As past and new clients come through, we typically update contact information on our global (shared) Google contacts list. 

However in Cleveland, one must ask who are the folks that are choosing to rent instead of buy and among those individuals the type of culture they embody in treating their living space.Drug and Substance AbuseThis is a big issue globally, but it gets real here in Cleveland.