It is imperative to know the comps in the area for financing.The larger complexes are used to doing market surveys.

I sent out a Google survey to 25 of my co-workers and a few close friends.

Some ideas from others:• bank loans are not available on some types of properties • the tight lending climate has made bank financing "out of reach" for many • seller financing is an "age old" tradition based on private property rights • these rules would prohibit even partial seller financing - i.e. a "seller second" • according to HUD's "Residential Finance Survey" in 2001, roughly 40% of all non-farm residential properties in the US are owned free and clear • an estimated 6 million Americans own a property other than their own primary residence • an estimated 4.5% of Americans own three or more properties, many purchased solely as investment properties • 40% of non-owner occupied residences are mobile homes which are more difficult to sell with bank financing • approximately 5% of homes in US are for sale or for lease... seller financing may be key to liquidating this inventoryThe continued success of our industry as we know it is threatened by these proposed regulatory changes.

I had to dig up statements from over a year ago, resubmit the same exact paperwork multiple times, wait for a survey to be conducted before the property was purchased.

In a recent survey request I responded regarding this exact topic. 

You can put an A+ tenant in an A+ property and if your customer service sucks ... the exit survey will say “my landlord sucks”... not rocket science.

I’m not afraid to survey the neighbors door to door before I make an offer (if possible).

According to surveys that we've conducted, 80% of independent landlords say that nonpayment of rent is their top concern. 

With the carriage house parcel, I'm getting an issue because the carriage house is only around 550 square feet and too small to qualify for my usual DSCR lender's standards.My questions are the following: (1) What type of professional can facilitate the process of combining these parcels, including dealing with the survey, the city/county, etc.? 

Be sure to review title and survey, especially for a long owned set of multiple parcels like that.