But most disabled folks suffer twice - once from their illness - and another from people judging them as deadbeats because their not wearing their disability.

You're young, find the highest paying job you can find and suffer for a few years so you can build wealth, then do whatever your passionate about on the side. 

Outside of that your profit suffers and your MAO math is laughable, especially in a hot market both real estate wise as well as construction labor demand wise.  

Another story for another day Strategically, we thought about fire risk in 3 ways1) Catastrophic scenario where the house actually burns down: it can take years to obtain permits and actually rebuild a home, plus demand in the area could suffer long-term if the entire area burned, so we agreed we should insure at an amount we could walk away and feel good about it.

Real estate suffers from many idiosyncratic risks that this type of approach to investing does not suffer from.  

The people are surf's and suffer a surf's existence. 

I've personally ran into situations where the property managers weren't on the level, skipped town, didn't have a good team behind broker so when the broker goes down the business suffers, etc. 

To be honest if you're not well rested everything else suffers.

He is moderately affluent but suffers from a vague dissatisfaction with his life. 

To save money, we switched the policy to “unoccupied property,” which lowered our premium, but also provided less coverage, which, later, we wished we’d still had:)Then we suffered a burglary, discovered by an agent visiting with a prospective buyer.