You do not have a choice. 

Compared to hard money, its better rates, longer terms and lower fees.Hard money has its place though, if you need to close really fast and if you haven't had 2 or more exists in the last 24 months, then hard money might be the better choice?

Originally posted by @Ryan Harsche:@Shuo Wang my first question would be, why do you want to put such a large percentage down?

Best Choice Water Heaters charged $2k including a small amount of plumbing.

And selling for 69K There are pictures and it is in decent shape  Would you reccomend and appraiser  , inspector  to help me make a better choice  and PM company to run it smooth.Any advice appreciated  Nikolay Voronovich 

This shouldn’t be too much of a time commitment and will get you more comfortable with your market(s) of choice.

The break even BRRR I mentioned in Charlotte might be a good choice, considering cash that you actually need is only 5-7% of ARV after BRRR.

In B areas, homes will be modest but maintained, grass mowed, no cars up on cinder blocks, etc.After you've narrowed down your choices to your top one or two, just make the trip out to meet them.

@Zak BocaI'll reiterate what @Tamiel Kenney1) Do a research of many different RE investing options out there to figure out what resonates best with your skill set/time commitment/availability2) Narrow your choice to ONE niche only.

There are other areas of North Dallas that are better suited as investment opportunities IMO that will be a great area to invest in but I don't believe Frisco or McKinney would be my top choices, however other portions of North Dallas could be great.