Some states or local authorities have EPA funds type program to offset the costs of clean up.

Find a company whose training program meets your needs and hang your license there.  

I did the Marketplace Homes "6 Years Guaranteed Rent" program and moved out to Knightdale.

To learn more about the program overview, requirements and policies please visit: http://development.ohio.gov/cs/cs_ovff.htm

Right now houses are cheap, money is cheap, and there are tons of assistance programs so we are likely to not see any major increase in home purchases as primary residences in the near term, and in fact if the market becomes tighter in terms of inventory, lending restrictions become tighter, or interest rates rise then most people would expect a decline in the number of home purchases as a primary residence. 

That income can be used but its an isolated circumstance.The only program on conventional that allows the use of boarder income outside of the exception i mentioned above is MCM- My community Fannie Mae but it requires the borrower make under the area median income (depending on county) and has no other properties owned at the time of funding.I work with many investors who house hack on the lending end and have personal experence in house hacking as Brandon would call it. 

So often times newer note investors likely do not qualify for lending programs that do take loans as collateral.  

I remember an old guy out of Denver who had this niche called the 'help program'.

This report became our scope of work and a critical part of our investor program.  

I have been researching lending options and I may be going with the [whatever loan program at whatever bank] but I am open to other options if they can refer you to someone who may have a better deal."