I'd say a lot of all this has to do w/ the fact that most people in this country simply have ZERO clue how money works.

I’ve went back and forth in decision on a good reserve amount, say a certain percentage vs actual dollar amounts of big ticket items in total such as your stated CapEx items.

I remember awhile back being told that if you are small-time, say a few hundred thousand dollars borrowed, there is an easier/cheaper registration process.

I hope so but I have read other things that say a slowdown is starting.

Let say a another 50k in renovations to make it a 200k loan on a 3-4 plex with a minimum of 8 beds.

I'd be interested to see how it goes for you The postcards are red postcards with the word "NOTICE" at the top and then right below it it say "I BUY HOMES", And i switch it up to bullet points that say (As Is, for CASH, Fair Price, Close at your Convenience), Then below that I have my contact info with a picture of a house.

I would atleast hope your getting a hefty discount off the potential value compared to say a similar house on the other side of town

I'd say a better question would be; How many rental properties do you need to own before you decide you're a charity and not a business person? 

If let's say a property would require renovations, always add a cushion to it.

Most corporate rental companies do not allow subletting.You can ask if they would allow corporate housing to say a nurse or similar.Its also called medium term rental, the idea is you sign a long term lease and furnish and manage and put nurses or what not in for 3 to 6 months etc and keep the difference.This also works for condos as its a rental 30+ days and should get around the no short term rentals.