For instance, job loss could crash your real estate empire. 

Our goal is to build a portfolio or as I say an "empire" of passive income to provide the cash flow needed for early retire in 15 years, wo we do work on furthering our careers.

Hello All,Any advice for a first time investor. Any thoughts on a live in flip, small multifamily units or doing both. I will need a place of my own coming up in the near future. I am interested in owner occupied FHA ...

Did you see his "Building a Real Estate Empire" video on youtube by chance? 

Hi inland empireWho's flipping now?

I've put higher end flips in land trust because it was cheaper than paying closing cost selling the traditional way.

My impression as well would be that free-and-clear properties make trial lawyers' mouths water, and that the presence of the debt will give some natural lawsuit immunity should you become a potential target, so that has some value in our litigious society.I would also take advantage of the low fixed rates and great buyers market, using your payoff cash to grow your little empire.

You can use portfolio loans later after you've grown your empire to 10 houses.

When did you move from/to Texas and build your rental empire and marry your wife in Pittsburgh?

SoCal, specifically the Inland Empire is a gold mine for Seller Financing & L/O deals.