Why even bother because it makes me think there is too much to hide and I will expend too much energy to uncover the real truth..."

Would you call leasing a car to do courier and ride share services an investment?

That's probably why she wants to roll it over anyway - to grow her money faster - unless she's just trying to hide it for a while for some reason.She will be responsible for the tax, but you'll have to send her a 1099-INT to deduct it legally.

They are proud of it and do not hide it.

People were already finding ways to hide their money with the lower rate.

I am hoping that at least this file has the most pertinent info hiding somewhere in there. 

@Nina Buckley I would recommend you go into your BP profile and hide your last name from being shown.

Some rich people even go to a little bit of trouble to hide it.

Every time we got a stated loan and "overstated", every time we convinced a complete newbie to purchase an "investment" property on 100% financing, every time we taught credit risks how to work the system to hide their past data, every time we made a proforma that omitted certain details, every time we did this and every time we stood by silent while others did it - we contributed to this mess.

I don't try to hide what I'm doing.