I think you might be over cooking this.

That's because property taxes ($913/mo) would make up more than half of their allowable monthly mortgage payment.Let's look at some industries that match this median household income:The average salary for a high school teacher in San Jose is $54,762 per year.The average salary for a janitor in San Francisco is $35,000 per year.The average salary for a line cook in San Francisco is $32,579 per year.You think any one of those people is going to be buying in a $800-900k neighborhood?

Steve cook may be a good role model for investing in proper is without borrowing.  

If she is working and then coming home and having to clean and cook dinner anyone would be pissed of their spouse is not working.

@Pablo Flores Apart from the great comments provided by the posters above me, I would like to add a simple question: How many cooks do you want in the kitchen?

Listen to as many podcast as you can (if you have not been doing that already), in  your car, while you cook etc. 

I wouldn't buy one here without knowing or really cooking in the costs of doing it in my offer.Unless you are going in with no contingencies just test when you do other inspections.

He/she will be glad to do so if the books aren't cooked. 

Obviously you will need new counter tops, but you probably need to do that anyway.This design will give the user space put things down on both sides of the sink and cook top.

You can get started in it for about $2000 tops and this includes your education (Steve Cook's 'Wholesaling For Quick Cash'- very affordable and highly recommended), legal entity setup (if your going to make your investing a business), initial marketing, and basic office supplies.