I'm a licensed real estate agent in Pennsylvania with extensive experience in helping individuals like yourself make informed investment decisions.Pennsylvania offers a diverse range of investment opportunities, and I specialize in the real estate market.

Some examples:If interest rates stay super low, dump the cash into the 5% property & refi at both a lower rate and lower balance, freeing up more cash flow.If the principle value of the investments tank but the dividends are safe (this is why I suggested utilities) you can still be seeing modest wealth growth.If an awesome deal comes along you can liquidate, if you've selected a diverse group of recession resistant stocks even a principle loss is unlikely to be crippling, allowing the liquidity you need to capitalize on an opportunity.I'm no stock pro, but I've been a subscriber to the motley fool income investor for several years now, I'd be happy to recommend some examples they are backing - or just subscribe yourself :)Oh and I just realized that my advice runs counter to common advice, which is the further from retirement the more you should think about ira investing.

However, we have excellent job growth in diverse industries, affordable housing compared to incomes and the COL of other areas, an educated workforce, and a business friendly environment. 

Wow I have learned a lot from this interesting thread and the great and diverse responses!

There are some truly impressive (and diverse) stories behind the success here.

There is no diversity of home ownership anymore.

Among the new entrants, areas as diverse as Rome, Ga.; Coeur d’Alene, Idaho; Greenville, N.C.; Brownsville, Texas; St.

That's part of the problem that there are diverse opinions by no defined guidelines.

I think they have a a fair amount of diversity with the stories and the strategy: there was one a few months back about someone that started investing in hotels for instance.

Chicago is such a big city with so many diverse neighborhoods that I want to focus only on certain zipcodes because I know those areas really well.