Your interest rates are low. 8.5% is around the "market rate" for owner finance buyers right now...30-yr, fully-amortizing2.

If you have none of that, you could fudge higher on housing debt.C Credit.  

Hi everyone! My name is Monty, and I’m based in Freeport, Florida. I’m looking to invest in nearby areas, focusing on fix-and-flip projects and new ground-up construction. With 30 years of residential construction exp...

Many have pulled out of insuring multifamily properties or only cover up to 4-unit buildings.While Allstate doesn’t have a unit cap, they do cap total coverage at $750K on a landlord policy—which is why I’m exploring options for supplemental coverage.The carrier raised my rate by ~86% on all three properties under this policy.

I'm not sure if they still have that in this current rate environment but they do exist. 

If they want to stay, they will sign a new one-year lease with a monthly rate of [$XXXX].

Hi @Briley RoeNice to hear that you made the first step in investing.Looking at the deals, I would need more information, but per the data that you have, the Cap Rate is within a good acceptable amount.Cash on cash is low, but depending on the area that you are the appreciation will catch up.

Our occupancy rates have been 65-95% during the peak.

I have five houses in Memphis area, and the biggest problem has been finding a good property management company. 

The greater the differential in interest rates between the interest rate of the loan on the subject property and the prevailing current interest rates between the greater the probability that the lender will accelerate the note.