As for the family project, if you’re okay with a smaller return in exchange for long-term value, it’s worth considering.

This will incentivize me to sell and buy a better, more expensive property (1031 exchange.)

Another common route is borrowing from private lenders—whether friends, family, or other investors in exchange for a return on their investment, though you should always ensure everything is clearly agreed upon in writing.If you're hesitant to use your savings, a HELOC or hard money loan might be your best bet for accessing the capital you need without dipping into your reserves.

The money exchange between banks, that countries government and ours all will take a cut as well.

Looking forward to exchanging insights and growing together!

Looking forward to hearing more about your journey and exchanging ideas!

Purchase price: $630,000 Cash invested: $30,000 I was selling another property and used the 1031 exchange fund to put down the downpayment for this property, and it was cash-flowing from day one.

I understand the cash situation, so maybe this becomes a stacking/1031 Exchange play.

Hey @Teddy Mao,  you have some real great advice here; sounds like a better option to just sell the property, maybe do a 1031 exchange and purchase another property that does cash flow 😃

Our job is to provide value in exchange for equity and not to harm anyone in any way.