Rates are typically higher than a traditional cash out refinance, however at least you are not getting the full loan amount + you have the flexibility to draw/tap in the money whenever needed.

Is it possible to get a traditional loan on the 25% and owner finance the rest? 

Why not just get your license and sell real estate the traditional way?

It has Roth component and traditional built in.  

I imagine the home I can use a construction loan or my heloc again to complete and then get a traditional mortgage as that will be on its own lot, but the cabins will all be on a large lot containing the farm itself.

**Flexible Financing**: DSCR loans can offer more flexibility in terms of qualification, especially for those who may not have a traditional income stream.

Most of the "traditional sources" have been flooded with buyers who are overpaying for assets.  

The best opportunities to get seller financing is those properties that require repairs and traditional financing may not be an option.

If you're sticking to all-cash, passive investments, you’re right that flippers and small developers often look for cash investors to fund deals without traditional financing.

I've been interested in this type of investment and I'm guessing this is sort of different, since it's not secured by real estate which seems like the more traditional way to do it.