I've never been to Porto Santo but Madeira is incredible - it's what drew us to Portugal originally.

., making the real estate there incredibly desirable.

How to set up in 2025 is incredibly difficult.

What an incredible accomplishment!  

•Continue building your Paydex Score (80+) and Experian Intelliscore.4.Leverage Credit to Access Funding:•Once you’ve established some business credit history, work with a business funding specialist to secure $50K–$250K in lines of credit.

The answer is yes, 2nd lien DSCR loans exist and more than one lender can do them, but you would probably have to up your credit score to be able to get up to a total of 75% ltv between 1st and second lienOtherwise, you would have to get lucky on a favorable appraisal.

The only tenant I have with a credit score over 600 has a HUD voucher! 

I would be incredibly grateful for any advice or insights on building a solid digital structure for a small business like ours.

Incredible growth during the rainy season. 

If you choose not to show up, he would almost certainly be awarded a judgement.Of course, you could choose not to pay the judgement, but then he can send it to a collections agency and your credit score will be trashed.I don't see a scenario here where you get through this cleanly.