Hi Natasha, With all due respect, wholesaling is not a side hustle.

And also, since I am the borrower, am I correct in my understanding that I would be subject to a tax on cancellation of debt which would lower my total IRR.I saw many years ago (like in 2017) on BP that note investors were shooting for 10-12% IRR in a zero-interest rate environement. 

In order to lower rates significantly, we are either in a deflationary environment (housing prices likely going down) or have high unemployment—the economy is not doing well.

Residents of Palm Beach enjoy one of the most exclusive environments in Florida, attracting the ultra-wealthy from around the world.2.

I think you mean Q1 and Q2 of 2022, where GDP went down 1.6% and 0.9% respectively, the stock market was down 20% and inflation was rampant.

I would also add with respect to Self-Directed account, Roth IRA/Solo 401k, with Roth Component.

Anne, I will speak to your question with respect to borrowing against the 401(k).

If just going this path is more practical it would simplify things significantly, but everything I understand says introducing these new activities and the respective liability could expose our other property to risk if a nuclear claim occurred related to either property if they were part of the same LLC. 

If something he feels does require a response he is always professional and respectful. 

These are not typical life insurance policies.If the down payment comes from an existing asset whether it is money from money market, money from savings account, money from CDs, money from heloc, money from selling stocks, money from stock margin, gift from family, money from life insurance it does not achieve a 100% LTV with respect to determining return.