I think I misunderstand DTI for rental incomes.My DTI goes up with a cashflow positive rental ($2000 expense and $3,500 income).

Deductions like mortgage interest, property taxes, insurance, repairs, and depreciation will help offset taxable rental income.This post does not create a CPA-Client relationship.

Excited to be joining this community! After years of research and deliberation, my wife and I determined to start our real estate portfolio in 2025. We are starting the process of analyzing deals, making a plan and ex...

Yeah the law changed I believe back in 2020.You cannot do short term rental with an HPR unless you own both sides.   

To calculate Net Profit, we need to deduct: Construction Financing, Investor Capital, Overhead, Insurance, Warranty, Etc.

Did the insurance get cancelled in this case. 

I would check with your insurance agent and the city.

Insurance : This area of consideration deserves its own deep dive so we’ll briefly highlight key concerns. - The underinsured.

2) Their contractor must be properly licensed and insured and we require copies of all this.

Here are a few things that I like about the neighborhoods in Indy compared to other states: high rent-to-home-value ratio, consistent and gradual city development, relatively low property tax and insurance cost, affordable renovation service cost.