If you control how they perform tasks, set their hours, or provide tools, they should likely be a W-2 employee, requiring you to withhold taxes and comply with payroll regulations.

Thanks in advance for any insight you all might be able to provide!

I know that ideally, I reach out to my broker or any other reputable insurance provider to get a more accurate estimate.

Patricia,I wouldn’t rely solely on the seller’s agent, as they are only sharing information provided by the seller and represent the seller’s interests, not yours.

We help our clients:1) Find a fixer-upper to buy2) We get bids3) Negotiate a Scope Of Work with the owner using "Maintain to the Neighborhood" to avoid over-improving, but understanding we will have to pass city Rental Inspection to avoid being a slumlord.4) Provide multiple jobsite videos to show progress and document WHAT was done and the QUALITY.5) Handle passing city Rental Inspection6) Find a tenant with a Replacement Guarantee per Class7) Assist with refinance, so client can repeatSo, why you looking OOS again?

A lot of hosts I know use pool fences, safety signs, and provide life jackets to help reduce risk.

It is also helpful because we are Realtors and real estate investors and it provides a cushion for months that are leaner than others.

Maybe some AI pro can provide a solution?  

Two things I remember that probably don't happen today: -First property was a no-doc loan, technically low doc because you still had to provide information but with 30%+ down pretty much anything you wanted was yours.

As long as there is no "healthcare" being provided (medicine, baths, etc) then it's not regulated by the department of health.