You can finance both real estate and business-related expenses under one loan.Best for: Owner-occupied properties (51%+), businesses acquiring both property and operations, or those needing working capital alongside real estate.SBA 504 Loan – The Fixed-Rate Power Play✔ Max Loan Size: Typically $5M, but can go higher with green-energy incentives✔ Down Payment: Typically 10% (15%–20% for special-purpose properties)✔ Eligible Use: ONLY for real estate and equipment—no working capital✔ Term Length: 20 or 25 years (real estate), 10 years (equipment)✔ Interest Rate: Fixed, below-market rates (CDC portion is government-backed)✔ Structure:50% Bank Loan40% SBA/CDC Loan10% Borrower Equity (15%-20% for special-use properties)Best for: Buyers looking for long-term, fixed-rate financing with lower equity requirements, particularly for industrial, warehouse, retail, or medical office spaces.Which One Should You Use?

My personal credit score is a 780 and I have multiple other properties but still not busting the DTI metric. 

@Haneef PorterRecommend you first figure out the property Class you want to invest in.Why is Property Class so important for investors to understand and apply in their investing strategies?

(but... it only works if you significantly boost the ARV of the property. 

An owner of a higher listed property may be willing to take a steeper discount than a lower priced property where the owner is stuck at their list price.

I've used them for a few of my properties.

I would like to use the equity I have built up in my current duplex to purchase another investment property.

How about evaluation single family or residential properties?

Hello everyone, I currently saw a property that was a bit beat up grass overgrown, paint chipped, the stuff they tell you to look out for.

Hey John,I work with several different property managers, which I refer to for my clients (I'm an investor friendly agent over here).