All-in, I am about $600 negative monthly cash-flow, and the principal balance paydown portion of the mortgage is about $750 per month. 

With the deal structure this was you get:$ in stocks - providing--Div, Appreciation, Cap Gains leveraged to gain House with Equity capture, Cash flow (think house hack), principal pay down, appreciation, depreciation and write-offs and whatever the value of learning to earn is....  

If your basis is $100,000 and your sales price is $250,000 then $150,000 / $250,000(60%) of each principal payment will be considered gain.

Many investors would rather have their money today rather than many years in the future, and the “waiting game” is arguably the biggest drawback to land banking.https://retipster.com/land-ban...I have met Cody personally and I do know he is  knowledgeable at getting land entitlements.. this is a land entitlement play NOT a LAND BANKING play..

There will be more work and headaches but the property will be more advantageous in regards to deprecation, principal pay down, appreciation over the next 10 years. 

I'm offering her several hundred above her asking price in exchange for a principal only payment - no interest.  

In some cases it’s over 100-120% when you consider 5% annual appreciation or more on the property, principal pay down (my tenant is paying down) and cash flow.

If it's a light doc DSCR lender for 1-10 Unit properties, they will look at monthly taxes, insurance, interest and principal payments as expenses and will not factor vacancies, PM fees, and other expenses.

Depends on market conditions, interest rates, etc.Step 4:  Pay back the principal you originally took out on your SBLOC, bringing your leverage balance on your portfolio back to 0.Step 5:  Repeat.Opinions? 

Both single-family houses and multi-family properties offer benefits and drawbacks, so consider your financial status, risk tolerance, and long-term investment objectives.Good luck!