You will know the sellers intentions, more precisely what the seller wants (additional to asking price), less turnaround time for communication.2.

I can't say for sure because I don't know precisely what your intentions are.First, don't think for a minute that you'll get owner-occupied federally insured funds unless your friend lives there, period. 

@mikehartzog you completely answered my question precisely and directly.

You can cut that stuff with a hacksaw at an angle, but I've had much better luck doing it with some precision with again, a bimetal blade on an oscillating tool.

Tell everyone and their brother precisely what you’re looking for so your the first person anyone thinks of when they have a property that meets your criteria.

That is precisely what I did for a duplex I bought and sold off Riverside in 78741. 

If you are refinancing with the good ole Fannie Mae or Freddie Mac loans (up to 10 in your name), then it is somewhere in the mid-30s (e.g. 35% or so) @Andrew Postell can probably tell you the precise number for FNMA. 

However, in keeping with what @Will Barnard and @Brian Pulaski said above, you’ll want to provide them with a Scope of Work, so that they know exactly what they are quoting.In OKC one of the things I have seen happening too much is for “hungry” companies to underbid (largely because they are hungry precisely for the reason that . . .

Notice to each unpaid tenant to pay or quit - following your state/city laws precisely.

I'm looking to sign a non-exclusive buyer's broker agreement for GA (GAR form F113 to be precise).