If it does vest, then the 2nd isn't currently $8k and the paperwork could further help your case.Other option is to completely ignore the equity in your residence and look for creative financing on the property you want to purchase. 

I have a 780 credit score and no debt besides my personal residence.

Lastly, you won't be able to HELOC (or any cash-out equity) and 2-4 unit property in TX while it is still your primary residence.

Hi @Dawn Bertrand, I'm sorry that you feel this way about your experience as a resident of JWB. 

Because intrastate (single state) offerings must still comply with that state’s securities laws, and because with the internet its difficult for offerings of any size to be limited to investors residing in a single state, the exemption for private placements is the exemption from registration most often used. 

I recently acquired my first primary residence and am seeing ways I can best utilize the space for real estate investing.

Quote from @Salil Surendran: Just rented out my primary residence and researching insurance coverage.

Quote from @Zachary Kessler: Hello all I’m currently hacking my house that has an ADU dwelling that generates income, I bought this property intending to leave and rent the house that I currently reside in (2 bed 1 bath) I currently have a very good interest rate locked in here from 2022 that I don’t want to lose or have my mortgage called due from leaving here, I live here for very cheap with the income from the ADU.

Once my Oregon Project is done end of this year Move base of operation and personal residence to my home in Vegas .

I know @Garrett Brown our resident BiggerPockets STR pro has some thoughts on cleaning a hot tub.