NOI is multiplied by a cap rate that fluctuates under market conditions.This formula renders how the asset is 'actually doing' in the current market.

In my opinion, two years is a short stint a new area, which opens you up to market fluctuations.

Most major banks only offer 80% LTV with fluctuating rate and varies by the market your home is at.

Hi Jonathan,If you're thinking of investing in the US, make sure you think through currency fluctuations and where the US dollar is trading as compared to the Canadian dollar.  

However, CMBS interest rate spreads respond instantaneously to fluctuations in the market with rates rising when investor sentiment turns to a “risk off’ mentality.

I charge my tenants 650 each for everything included and a furnished bedroom so I end up with a 100-200 dollar cash flow each month (depending on utility fluctuation) So all major repairs being paid for by landlord and cash flow to me you can see why comfortable staying here. 

Especially since equity is it's strongest trait and that can fluctuate with the values in the area.Thoughts?

My only concern is the amount of month to month fluctuation in the market.

It fluctuates depending on your state and county.

I'm looking to find market trends in my local area so I can easily determine housing price fluctuations.