Originally posted by @Luís Ferreira:If anyone is interested to join me to buy a multi-family (“moradia”) or building (“predio”) in Lisbon region, I am currently looking at the market.Hi Luís,I am sorry but I am not looking to invest in Lisbon.Anyway, I do have some interest in that market but I was unable to find a workable deal there since late 2017. 

When do they start exterior work and how long to finish?

You're operating under the assumption that none of your P2P borrowers default or are late on their payments.

@Marc Shin The contractor didnt finish to your satisfaction ? 

I want to get started in real estate but investing but I may not be able to purchase a property until late 2025.

The finishes look good to me.

We've had clients over the years who love Bronzeville & Hyde Park and have purchased large buildings with condo quality finishes or updated the buildings & are cash flowing while living in the building.

Personally, all of my units are full and have stayed full, no one is even late with rent much less behind, and no one is moving.

Show the lease agreement, show his rent payment history, and show any written evidence from the tenant that he admits to being late/unpaid.

20% down is terrific on land.It’s a non income producing asset which has increased volatility, typically I see 65 LTV max on land as of late.