Consumers make the mistake of thinking that 4% is the interest rate and compare it to other interest rates; it is an upfront fee.Yes, it is very sneaky, but credit card companies are fantastic marketers.Also, the big thing with credit cards is what happens after the 0% period when you need to transfer again, and your credit is much lower than before.

@Chad Gray That's fantastic you're looking into getting a cost seg study done.

Fantastic post. 

@Joseph Adelmann Thank you very much for all the info, fantastic response, I appreciate it!

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Fall in our mountains here is just a fantastic time of year.

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STR's are uncertain due to the term length, one month you can make all the money in the world, and the next you could be paying for those bills out of pocket, so it would have to be strategically operated, but at the same time they can be a fantastic source of income!

I have used the tools on the website and they have been fantastic but I just don’t know what direction I just need to go.

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