Thank Hey Eric,DSCR is a tool like any other loan product and as others have said, it will help you to scale, but you can't live in/house hack the property.Full disclosure; my company does DSCR and hard money for fix and flip exclusively and I'll tell you the same thing I tell all of our clients-exhaust the opportunity to use conventional financing BEFORE you dip your toe in the DSCR world. 

Elvin,  full disclosure I was one of Engelo's first Captial Partners and helped launch what has been a very successful TK operation in Toledo OH. 

Hello,I am in the midst of a mortgage refinance and I am done with initial formalities, signing the initial disclosures and providing the documentation and so far happy with the terms and It can take 30-40 days to close from today.

@Jimmy Rojas..Full disclosure, I'm a mortgage broker in CA + AZ. 

Even having the MLS access to see disclosure documents and agent-only comments could sway you one way or another on moving forward.Finally - if you don't or can't service someone but want to refer them to another agent (in or out of state), you can get a referral fee back (negotiable % usually in the 20%-30% range) to help offset those fees.

The question in the disclosure "are you aware of any previous foundation repairs?

Lots of disclosure needs to be given by you to your buyer.But if you're up for being a landlord, maybe this is a fix-and-hold.Is the HELOC against your primary residence? 

The above comment is correct, there are some states that have added an extra step (not assigning, extra disclosures etc) but in Texas you are fine.

This exemption allows private placements of securities to accredited investors without the need for SEC registration and disclosure.

I don’t think disclosures to the buyer will get them around that.