Both the Urban Institute and Market Watch reported on recent data put out by the Federal Housing Finance Agency that demonstrates the appreciation of manufactured housing in direct relation to traditional site-built housing.

Judge will give you time as long as you're demonstrating progress along the way.

What I am trying to demonstrate is the value of your time.

Buy a nice property- maybe even pay up a bit for a lower cap rate, and demonstrate to him the steady income you've begun to generate with your capital(and hopefully a lack of problems with tenants as well.)

I do think there is a growing population of people who are ready to take a second look at their carbon footprint, and if you can demonstrate the financial benefits I laid out above, I suspect they might take a 3rd look.  

Do you find that it attracts payment compliance and demonstrate professionalism toward your business?

There are various ways you can demonstrate your intent. 

It demonstrates how thin the spread becomes without getting the lowest cost of money possible.

If you are an independent contractor with multiple years operating in your business and reasonable consistency in that income (you don't have one year with $30K and one year with $200K and are trying to claim you make $200K) then you need to keep calling lenders until you get one who can work with you, in my opinion.If my real estate side business and my book royalties from Set for Life (next year) can help me qualify for a loan, in addition to my W2 income, then I don't see why someone with consistent income from self-employment is having trouble -- perhaps the trouble is more in demonstrating consistent income from a sustainable source? 

The needs of real estate investors are very different from the needs of "normal" insurance clients who just live in a house they own, and drive a few cars.PLEASE, for your sake and the local market as a whole, only work with insurance professionals who can demonstrate a deep and thorough understanding of your needs as a real estate investor.