If a homeowner submitted a white color, which conforms with the neighborhood, and was approved, yet they painted it a different color, they are generally responsible for correcting it.  

(D) Every land installment contract shall conform to the formalities required by law for the execution of deeds and mortgages.

Careful in selecting properties in non-conforming neighborhood.

Or will I get pretty much the same package requirements no matter who I speak with simply because the loans are being pushed through into conforming pools.  

It'll be fun to see how close reality conforms to my initial plan (i.e., initial guesswork).What were you doing before, and what do you do now (professionally)?

If you can't go Conventional or Conforming just yet, there are many Private or Hard Money Lenders that can give up to a 5 year term for Investment Properties.  

I want to focus on out dated homes, remodeling them and bringing them to conform with the already updated homes in the neighborhood.

You might expect to drop $2000, 6 months and have to offer decent argument that a duplex rezone is consistent with the neighborhood plan or that there's a new community need to increase the density.  6,050 indicates it's a legal, non-conforming (undersized) lot - it still meets the minimum lot area for TU but do you have 50' of frontage?

I'd also like to get a few names/contacts of Miami portfolio lenders - ie local banks that keep their loans and aren't trying fit everything into conforming Fannie/Freddie or FHA products.

The terms are usually shorter (15yr, max) and the interest rate may be a bit higher, but to me, that's a small price to pay to be able to get money to buy a property that doesn't conform to conventional terms because when you're looking to flip, that's most every property.