When you take it out from SEP to Roth you pay your due taxes, but hey you can withdraw from the Roth tax free plus you get to put more than the yearly allowed amount LEGALLY and earn compound interest...

Direct Mail1.Two-eight touches to a response2.Mail three different types of mail 3.Monday through Friday (No Weekends)4.Don’t back up your mail5.Stamps are better than Pitney Bowes metered mail6.Start…TelevisionAll I have to say is don’t do it until you can afford to capture the leads and fulfill them.

In my house, I haven't had any problems with the vinyl moving or coming up with just the sticky tape (although, I've discovered a shop vac will pull it up.)You have to use the leveling compound to smooth and level the floor before you install it.

This would keep the affordability index unchanged.year 1 home vallue100,000.00Year 2 home value(100,000.00*1.03)=103,000.00Year 3 home value(103,000.00*1.03)=106,090.00and so on...Kind of like intrest compound on an anual basis.Hope that helpsFor more on this subjuct, look into a guy named Robert Shiller.

If it will bend and bow the filler will crack and fall out.

I like to ask for a balloon payment with the interest calculated up front (simple interest not compounded interest), and no monthly payments.

They give a good cash flow and can be automaitcally reinvested so they compound monthly or quarterly.

It would take a LOT of leveling compound to fix that.

That house could have it in stucco, window putty, drywall joint compound, ceiling texture, sheet vinyl flooring, vinyl floor tile, flooring and other mastics, HVAC ducts, and other things - most major surfaces.

I can see you are sold on condos so I will bow out of this thread now.