So far no deals I have found are even close to creating reasonable if any cash flow with 20% down.

U have a lot of fake lenders use Vegas address's for some reason.

Which is another reason I'm priced higher.Thanks Staci.  

But I try to balance that "more" with reasonable use (for the time period they're there).

For those that do invest in real estate using this, what are your reasons? 

If (**redacting name of PM co**) Contracting would like to share the actual cost of repairs I'd be open to looking at those numbers as a reasonable cost.

I tend to over research, which is one of the reasons I love notes.  

And they'll want you to pay off the loan pretty soon (and usually will you as the rate will probably be higher than banks) so there's that too.For this reason, we definitely prefer private lenders as they will (if you've built trust with them) often lend on the rehab too.

It is not uncommon - main reason we see right now is over inflated original ARVs and now borrowers cannot sell and pay off the lender. 

The reason is the rent-to-price ratio is good so you can cash flow, and most of the West side doesn’t have a Point of sale inspection which is really annoying.