Basically, I am looking for a good lender where we might secure a conventional loan with a more conservative PMI that wouldn't blow our budget out of the water.

That addendum also has provisions that allow the seller to do additional marketing on their own including their own yard sign, so I'm not sure what the fuss was about there - though I can tell you if you put a FSBO sign in your front yard agents driving by will blow your phone up trying to get a listing appointment with you and that's a whole other conversation.

@Pat Quaranto you may consider narrowing your focus down to become an expert and increase your chances of success.Do you think it's easier to succeed at something you're an expert at or wherever the winds blow?

QI failures can fall into several categories: scammers who steal money or information, ineffective operators who can blow your Exchange and get the IRS after you, weak QI infrastructures that don't have adequate insurance or safety protocols against outside fraudsters, etc. 

Was slab floor and blow in insulation above. 

What we really need here is a 3 person appeal/oversight committee that can review code and hear appeals, made up of one engineer, one contractor and maybe one safety advocate.

The water heater blows up a week after closing guess who pays?

A crappy property manager can blow a great investment in any market. 

Huge rent raises like this 35% raise will just blow up in your face.

@Forrest Bassett so as an FYI, the law (bill) was written by a tenant advocate attorney and is not really very clear as you have pointed out.