I contacted the bank and they told me the person needs to go through the regular qualifying process such as income, credit core, employment history, etc.

Personally, I don't see tech company being able to handle the complexities of property management. 

City proper has been on 5 year bear market completely unrelated to anything political, the suburbs have been adding inventory since the summer but are still very low but any measure and have actually gotten tighter the last few month, while I am open to the idea these cuts could eventually have some effect on the market, about 20% of the dc area is federal employees, let’s say the federal government cut the work force 25% which would be huge, that’s 5% of the population, but a good number of those people are either two income households where one person works in the private and/or the person being laid can go get a similar job in the provide sector l, the percentage of households who would be forced to sell thier house over this is likely in very low single digits.

Hard to say one way or another without knowing your personal finances, goals etc., but it seems like a good deal. 

We have started meeting in person at Polly's restaurant Located at 15 South Stanley in Cottage Hills IL.

Just because another real estate investor has success working with a particular company or person does not mean you'll have the same experience.

Or can you still run everything through your personal return (just want to make sure that I can deduct things such as HOA fees which I can do if it is a rental).2) If I do decide to run everything thru my personal tax return (save on LLC fees), should I at the least set up a separate bank account to track costs separately?

An ignorant person lacks knowledge or awareness.

In 2008 when the stocks went down, I realized my 401k was invested with a person I had never met.

I ask because if you did refi into a  DSCR loan you would be signing all kinds of business purpose disclosures with being an affidavit that you would never occupy the property as a personal residence.