My landscape boys on hte other hand were smoking while cutting my grass probably at about $12/hr.

If they’re blunt or expressive, mirror that.

I have also had instances, where the appraiser cut value tremendously. 

And most will be able to pay the taxes when they come due, and put on a new roof, and put on a new coat of paint.As well as replace the carpets, cut the grass on a regular basis, replace the windows, reseal the chimneys when the liners crack, etc..It's unlikely that that these homes will fall into the slum category in 10 years or so, and make the asset underlying the loan virtually worthless.Or just vanish when the place starts to fall apart too much, due to no down-payment (no skin in the game 100% loans).Said the lawmakers who approved this.

Any attempt to short-cut the process is going to hurt you.Figure out a side hustle to raise more money.

I’d much rather create that reality than simply cutting down our costs and deleting all of our passive income.

Give the builder a % cut in addition to money.

In a bear market, it’s essential to buy well below market value and stick to high-demand features buyers are prioritizing.High Inflation: During periods of high inflation, the cost of materials and labor often increases, cutting into profit margins.

Curb cut rules.   

**Why A Half-Point Rate Cut May Signal Bad News**While many view the Federal Reserve's half-point rate reduction as a positive sign, I see potential red flags.