I was literally a day away from putting a good faith deposit of $3,000 with a hard money lender that would give me access to up to $750,000 ($250,000 per property up to 3 properties) at 5.5 points and 1.25% per month (so if I hold a fix and flip for 5 months it would be 11.75% interest).  

you have no faith and you depend on Men to support instead of the higher power that brought you here and will take you away.

That's when I decided to take a leap of faith and join subto.

I'm happy I took the leap of faith and went for it.Also, I was like a month removed from probation when I got licensed, so you should be totally fine.Good Luck! 

.- I will give them a 2 week head start as a gesture of good faith to them.  

They even added penalties, denying "in good faith" argument from the taxpayer. 

The difference is that legitimate lenders operate in good faith, scammers don’t.  

We are all in this leap of faith together.

you should contact @Colin Zhu  he will have insight into whats happening behind the scenes.if this guy and Oceanpionte do not end up with Criminal charges then I will lose all faith in the state of Indiana protecting the public in financial matters.. these are slam dunk civil cases .. but from what I have seen posted here on BP  selling homes taking rehab money and never doing anything or for some of the folks paying up front in cash for a new build that never got built.. that's just out and out grand theft larceny whatever you want to call it.. but regulators are methodical.. but usually when someone like this gets caught and its so pronounced the states will move quicker than this because he is still operating and still selling the same model or asset classs'

I was just thinking of that thread, Don, you were so spot on and he replies with LOL, OMG, WTF, all these childlike replies.