My focus is on student housing, and renovation homes in the 28213, 28206, and 28208 areas.My property highlights are:-Proximity to Uptown-Proximity to University-Proximity to Light Rail Enhancements

I knew you would find my post even though I couldn't get it to @ mention you...haha. and here you are, the man, they myth.

The lender sent me a email stating the following,Felix, I spoke with my underwriter and the FHA guidelines on deriving income.FHA looks at current employment, as well as past employment.Because of the job changes over the past 2 years, schooling (which made sense and enhanced your career)FHA looks for a more consistent employment history and would want to see more time at your current job.I feel if you can get close to 2 years with your current employer, you will be better suited to meet FHA guidelines.I am sorry for the delay in getting back to you and would still like to work with you in the future.I was upfront about my employment history and even wrote a letter explaining any and all gaps in my employment history at our very first visit.

I'd rather go Freddie these days anyways as I'm getting higher ratio approvals on FHLMC and FHA, plus because of the enhancements coming to Home Possible Advantage in October.Thanks in advance,Chris

Just wanted to add that in order to get the enhanced title insurance, the one that lets you transfer into a trust and carries over to beneficiaries of trust and also protects you from post-policy mechanics' liens and clouds on title, you need a survey.  

I didn't think REI was "my thing", but I am learning a lot and am quickly making it "my thing".

Preferably one I can listen to on Audible.Books I've read:Rich Dad Poor DadE-Myth RevisitedOutwitting the DevilBook on Rental Properties (Brandon Turner)etcI've read plenty of books on the art of real estate, but I'm trying to make the numbers of deals like a second language. any suggestions appreciated!!

The E Myth.

@Tiffani Guy I'm looking to the same here with little to no money of my own, I did however have the funds and credit score last year to do, and there are 100% 100% HML lenders however I made a huge mistake on a renovation for a friend in florida, that being said if you truly want to succeed in flipping unless you do have friends and family who will actually pull thru on l ending you funds, you really need your own funds and excellent credit to get started, the idea of zero of your own money is a myth, even if you obtain a 100% 100% HML you still need to prove you have funds to cover your expenses and their interest payments. plus you need to bring something strong to the table, I'm a contractor and have more experience renovating homes then alot of people who flip, I'm still finding it very tough to find lenders who will actually pull through on a deal and for a decent compensation.

The myth is every TK seller is making huge margins which is not true.