I would look at what the trend of average rent increases have been in your market over the last 10 years, I wouldn't put as much weight in the last two because they were so unusual.

Also strong rental demand....rentals also don't stay on the market long and often get multiple applications and not unusual for homes to rent over asking price?

ALSO, for "Mom", Nothing unusual here, IF the Husband and Wife ACTUALLY have verifiable income and other issues checked out ok, they will be the primary parties and are likely helping out an elderly parent that perhaps lost a husband to divorce or death and is not able to support herself at this stage of life.

Look for lenders who specialize in financing projects that fit your needs - this way you won't have to overextend yourself during these uncertain times.

It is definitely unusual to have a zoning based on length of stay. 

Not unusual to get 10-30 offers on anything under $300,000.

You won't typically get to choose your appraiser if you're getting a hard money loan so that's not unusual.

1% response isn't unusual.  

It's not unusual, but you should seek transparency about their screening criteria and how the application fee is handled if you're not selected.

@Rob Hakes  boy this is unusual for Spartan B class props to have two have issues at the same time.