You can also subtract financing costs from the NOI to determine your cashflow, ROI and ROE.

to adjust your Cash Flow and ROI you need to subtract the payments from the profit you get each month.

When it sells, subtract out each of your costs and split the profit 50/50.

There may be late fees or other charges included in payments in arrears so the you may not be able to subtract the payments outstanding to the balance when payments stopped and see todays balance.If the balance due is given as an estimated payoff, the amounts in arrears are already included.

So what left after subtracting your business expenses from your business income is truly your spendable income.

If you are wholesaling them, figure out the ARV, multiply that by 70%, and then subtract whatever the cost of repairs is.

The agent is just doing the best for his client.This is a duplex, so it will be appraised using the Economic Value - - Annual GSI x GRM, typically 10 is the starting point, so FMV would be:(850+875) x 12mo is 20,700 GSI x 10 is $207k - - the appraisal will then add and subtract from there on condition issues. 

Subtract your P&I to get cash flow.Both of my calculations assume you're using a PM.

Without a new lease you have far fewer rights and the landlord usually can add or subtract as they like each month if its done in writing.

The loan is cumputed first at the note rate with the note amount over the term then the loan costs are subtracted from the original amout (because you are basically receiving less money) and that amount is entered as the loan amount.