I was purchasing as a non-occupant, and marked that box, but the warning is on the form.They can find out if you are really living there based on lots of things; what address is on your driver's license, where is your vehicle garaged on your insurance, the investor who lost out will drive by and verify and turn you in, what address does your employer have for you, where does your mail go, what address was your taxes filed with, what is your voter registration address, what address does your banks have, where do you have utility accounts, etc.  

But the driver is the master plan. 

If the numbers on taxes and insurance you showed above is for a Utah property then I think your insurance is very high (try Auto Owners) and be sure your tenants have a Utah drivers license so you can qualify for the tax benefit of only paying 55% of real estate taxes. 

The lines are not very sharp and one can argue about the cutoffs but thats the way I look at it.Another way is to think about who would live in that neighborhoodA: Doctors, Lawyers, ExecutivesB: Nurses, salespeople, other white collarC: Truck Drivers, Retail Workers, Construction, other Blue CollarD: Welfare/Section 8/Drug dealers.

That or the uber/lyft drivers that come to the bay to capture fares then go back to sac.

As a resident in the Hopkins/Patterson Park area, I can tell that the tenant growth drivers are the new construction of John Hopkins and proximity to the City.

The biggest driver of prices is retiree money, and they don't care much about all the things us working age folks think about. 

On my opinion tenants tend to have a sense of "home" when they have to provide their own appliances, I do provide them with a truck and driver if they need assistance in moving in.

At this point you are now in the driver’s seat, you have saved $30,000 in the last three years outside of real estate.

I look at the tech sector drivers (internet/mobile/cloud/IOT/VR/AI etc.) as things that have resulted in a generational evolution of how services are delivered.