If it's a fixer and you can force some appreciation, you may be able to talk me into it, but it is a short term debt instrument.

Also, my manager is instrumental in my learning process.

Fannie Mae allows for transfer to an LLC, provided thatthe mortgage loan was purchased or securitized by Fannie Mae on or after June 1, 2016, andthe LLC is controlled by the original borrower or the original borrower owns a majority interest in the LLC, and if the transfer results in a permitted change of occupancy type to an investment property, such change does not violate the security instrument (for example, the 12 month occupancy requirement for a principal residence).

I am a licensed private pilot with instrument rating-- short story I aspired to one day become a professional airline pilot.

All of these things need to be in place, as well as the guiding instrument - a business plan.Without all of these: knowledge, networks and a focused business plan it's impossible to be successful.

Because BiggerPockets has been instrumental in helping us reach this stepping stone, I wanted to give back through knowledge share.

Security instruments would not qualify as replacement.

They used their HELOCs for frivolous vacations and car purchases but when the music stopped and all of a sudden their payments (in addition to their first mortgage) increased (maybe even doubled), they were unable to pay them off and thus had to foreclose. 

Study the last real estate correction (and pretty much every one in recent history) and you'll learn what happened to investors that got in late in the cycle and used short term, adjustable instruments like HELOC's.

@Logan Hassinger My SDIRA is used as a debt instrument and has a guaranteed return.