C+ areas in Columbus, OH and everything surrounding Columbus due to all the development and steadily increasing property values

The shorter the prepayment term has an impact on increasing the rate.4.

Smart investors increase earnings, reduce expenses, increase savings, and buy wisely.

The fact that you increased the income from $2,225 to $4,041 is great and I would think should contribute to a higher valuation, but that depends on many other factors.* Since you didn't significantly change the condition or quality of the property, any increase in value would be due to either you paying under market value originally, or appreciation due to buyers paying more for similar properties in the area.

These assessments aren't just disappearing into thin air, they will be used for maintenance that will help stabilize/increase the value of her property.Your SFH requires maintenance and you should have reserves for that.

After the low rates started to increase when the FEDs pushed to raise them the inventory went up significantly (in January 2022 there were active listings on the MLS of 40-45 listings, now if you look 160-170 listings).

If we crush the rehab I think we can even push closer to 200Cash-Out Refi Amount: $131k (75% LTV of the conservative 175k figure) Profit if done as a flip: 60k. (175k - 115k purchase price & rehab)Cash Invested: 18k (This accounts for $7,500 for down payment to lender, $2,000 in EMD to seller, lender fees, inspection, insurance, title, projected 3 months holding costs at $1000 per month)----------------------------------------------------------------------------If I do it as a flip, from what I understand, I'll be hit with a ridiculous tax bill (24% short term capital gains + 15% self-employment tax), leaving me with roughly $36k after-tax profit. 36 - my 18 invested leaves me with 18k increase to my net worth.

You can have an attorney draw up some kind of partnership agreement, but that also cuts your ROI and increases your expenses potentially for tax advise. 

Hi Kim, Insurance rates have definitely been increasing year over year, especially in the multi family space.

Maybe once I have a lot more disposable income and can stand to lose more, I'll increase that 5% allocation.What are your thoughts on selling your crypto to buy real estate?