Zion, yep, across the street from WI :)I am not a realtor yet and would love to get familiar with every recommended zip code of Chicagoland/SE Wisconsin .What are your most preferred?

I do a little work at the county and it looks like this could be brought into the urban growth boundary.. so I think well I will try to swap her the house for the lot.. and just hold the lot for years to come until something happens .. give her an easement for the septic system.. then i dont have to do an ugly eviction. ( her kids by the way made her put debt on the home then blew the money this is quite common in this scenario)I made her go to her attorney ( most wholesalers about now are cringing I am sure) but we came to a price of 250k for the lot.. so I needed to cut her another check for 125k cash and would deed her the home and I would end up with 4 acres to land bank.. ( anyone who knows me knows cash flow is ok for me but I dont need it per se made way more money in appreciation )...

Try Erika Weichel at http://mycoordinatorllc.com/She works with investors in SE Michigan and may be able to help.

@Mat O'Grady hosts one in SE CT.

He does not need to know your plans for the property per se. 

W2 is lender favorite but 2+ years SE can work.Don't want a W2, but are in school. 

So there's no one book per se, but definitely One at a Time kind of thing.

Him replying yes would be the easiest route for me but probably the less likely, this owner put up a fight with the bank during the foreclosure based on the court documents I reviewed, he never hired a lawyer thought, he did it as a Pro Se so I’m pretty sure he is familiar with the system.

It doesn't have to "cash flow", per se.

Can anyone in the SE Pennsylvania (Philadelphia/Wilmington) area recommend which bank(s) investors are getting their loans from?