They are offering a 12-15 month 0% APR Credit Business lines, isn’t hard money usually a higher interest rate?

As a backup, you should also make sure that you have the extra income from your job(s) to pay the LOC and protect your house.

They usually bundle it together as origination charges, which can cause confusion.

Do you know how many qualify usually when they apply?

In terms of lost rent, you can take them to small claims court, but it's usually not worth it.

The ads usually aren't transparent and the prospects don't even know they left their info.

Severe settlement issues were later found, making repairs unfeasible. o avoid delays and extra costs, we quickly sold the property to another investor.

if they are providing all the cash no debt.and for easy math15% of lets say a NET NET NET of 400k  this is after all soft costs and sales costs. profit is 60K total.. and lets say you did a 50 50 thats 30k each and lets say you did not add any GC mark up to your build costs.. so to get to the net number your investor is putting up 340k in cash and these deals usually take 8 to 12 months.. so just easy math at 12 months thats less than a 10% annual return if you do it quicker little higher..

Don't pay any extra. 2.

When someone wants to avoid putting things in writing that is usually a sign that they intend to defraud.