Over concentration of a particular asset type in the portfolio is another type we will discount and bulk sell.

Also, a cash buyer can close in 10 to 15 days and sellers/investors really like the thought of cashing out quickly.I think you'll have better luck if you concentrate your search outside of the city and more into the suburbs.

I will really start concentrating on that while still continuing to look at the MLS.

Concentrate on education for now while saving money.

But at the end of the day many times I thought if I just concentrated on listings only and spent as much time and money and effort on those.

I have been in the Construction Industry for 20 years with a concentration on Estimating the past 12 years.

Those are ambitious plans but it sounds like you have some focus.If it were me, I would concentrate initially on paying down your own debt while you continue to learn about the real estate market.

We are staying in the Atlantic Beach area, which I understand is where the Black Bike Fest is concentrated due to the black history of the area.

Scott says, and concentrate your investments there.A portfolio lender is a community bank. 

Lenders will look at the concentration of your properties in a commercial loan as well, but the reserve requirement tapers off because if you have experience they know the loss of all rents at the same time is unlikely.