One was 5 tons over weight!

My Father passed away and so my Mother gradually liquidated the properties.As of two years ago I bought my own 4 unit building and live in one of the units.

Steve,I would recommend completing your profile, throwing up a picture and letting the community know a bit more about yourself to add some weight to your request.Sounds like a good opportunity for someone looking to learn the ropes. 

@Gary MontgomeryYour first year is going to be the most difficult because you will not have any tax returns as a SE investor, which is heavily weighted for bank underwriting. 

Consolidation will just do a weighted average of your loans where refinancing you should be able to get a lower interest rate.

I'm determined to become successful and financially free, but feel as though if I keep hanging out with him it'll be like an anchor or at least extra weight that'll slow me down on the path I want to take in life.

That's the weighted interest rate of all your debt on that property if you take out a $300k 2nd at 7%.

Weight out the options with money today versus money tomorrow.

A QCD is a light-weight way to change ownership without doing a full title investigation.  

They are worth their weight in gold.